Group Personal Excess Liability Insurance is a comprehensive benefit for key personnel, managers, and employees. Group Personal Excess Liability provides up to $10,000,000 personal liability coverage for each employee in a defined group, and helps to assure that the most valued staff members' personal assets are protected. In addition, it awards a cost-competitive insurance product to valued employees. Group Personal Excess Liability Insurance is a true “group” policy; the insurance company will not individually underwrite or decline any individual in the designated group.

• Group Personal Excess Liability coverage is more affordable than if purchased individually
• Employees can secure a higher limit of liability insurance under a Group policy than they might be eligible for individually
• The limits of coverage and policy structure can be designed so that different classes of employees receive different limits
• Choose one limit of coverage for all employees, or
• Choose two or more limits for designated groups of employees

• Worldwide Coverage
• Bodily Injury and Property Damage coverage for Outside Not-For-Profit Directors
• All Dependents/Relatives (“Family Member”) Covered
• Personal Injury Coverage
• Employer Liability for Domestic Employee
• Limited Business Pursuits Coverage for Volunteer, Charitable, and at home, or away from home business
• Policy limits range from $1,000,000 to $50,000,000, and can be tailored to provide higher limits of coverage for selected employees

• Automatic Coverage for Newly Hired or Promoted Individuals to the “Defined Group”
• Reduced Underlying Requirement for Participants residing Outside of U.S.
• Three Year Pre-Paid Policy Term Available